FDO

Financial-data software,
built with focus.

A small independent software company designing simple, privacy-first tools for tracking, understanding and taking control of personal and small-business finances.

Open Finance Tracker Request early access

Free plan available · No credit card required · EU-hosted

Finance Tracker is in invite-only early access ahead of its Canadian launch. Request access and we will be in touch.

See everything in one place

Cash, cards, bank accounts, multi-currency — every balance and every transaction on a single ledger you actually understand.

Privacy by design

Read-only bank access via licensed AISPs under PSD2. Tokens encrypted at rest, TLS in transit, strict scoping to your own data — and delete-it-all lives inside the app.

EU-hosted, GDPR-aligned

Cloud infrastructure runs in AWS EU regions. As a European software company we work under GDPR, and our privacy policy is written in plain language.

How it works

Three steps from “where does my money go” to a clear picture.

1
Sign up in a minute
Register with email or continue with Google. Add your first account — cash, card or bank — in whichever currency you actually use.
2
Link a bank, or don't
Optionally connect a bank account, read-only, under PSD2. Or stay fully manual — the app works exactly the same either way, with no lock-in.
3
Understand your money
Categorise, transfer, review. Dashboards show income, expenses and net over the periods that actually matter to you.

Our products

Small, sharp tools — designed to do one thing well.

Finance Tracker

Early access

Track personal and small-business finances across accounts and currencies. Optionally link your bank accounts securely under PSD2, read-only, through a licensed Account Information Service Provider.

Learn more →