FDO

FDO S.R.L.

Financial-data software, built with focus.

A small Romanian software company designing simple, privacy-first tools for tracking, understanding and taking control of personal and small-business finances.

Free plan available · No credit card required · EU-hosted

See everything in one place

Cash, cards, bank accounts, multi-currency — every balance and every transaction on a single ledger you actually understand.

Privacy by design

Read-only bank access via licensed AISPs under PSD2. Tokens encrypted at rest, TLS in transit, strict scoping to your own data — and delete-it-all lives inside the app.

EU-hosted, GDPR-aligned

Cloud infrastructure runs in AWS EU regions. As a European software company we work under GDPR, and our privacy policy is written in plain language.

How it works

Three steps from “where does my money go” to a clear picture.

  1. 1

    Sign up in a minute

    Register with email or continue with Google. Add your first account — cash, card or bank — in whichever currency you actually use.

  2. 2

    Link a bank, or don't

    Optionally connect a bank account, read-only, under PSD2. Or stay fully manual — the app works exactly the same either way, with no lock-in.

  3. 3

    Understand your money

    Categorise, transfer, review. Dashboards show income, expenses and net over the periods that actually matter to you.

Ready to see your money clearly?

Finance Tracker is free to try. Sign up in the web app, or install it from Google Play.